The essential extension for your student insurance!

Breaking or damaging anything that is not yours, may cost a fortune. Your Civil Liability guarantee will cover the damages if you spill water on someone else’s computer in the lecture hall, spill coffee on the copy machine in a library, etc.

Individual civil liability Civil Liability Pack +

Injury

Exceptional damage

Food poisoning

Material and immaterial damages

Damage related to items you use during an internship

School computer equipment damage

Defence and legal action abroad

Amount Franchise

20 000 000€ -

4 575 000 € -

763 000 € -

763 000 € 91 €

15 250 € 121 €

2 500 € 150 € >

Included from 225 € of penal expenditure

Individual accident
You’re covered in case of an accident.

Up to 4 500 € from 30% IPP

‘le fond solidarité Exam’

Up to 5 000€

38 € / year individual rate

The contract takes effect immediately after payment After subscribing, your certificate will be immediately sent to you by email.!

Download healthcare insurance plan

Useful tips

Civil liability insurance is mandatory for internships and is required by most higher/ secondary education institutions.
HEYME covers the damages you may cause to others during your internship and/ or in daily life (hobbies, babysitting, etc.) in France and abroad.
In case of injuries due to an accident, HEYME will help you by cash transfer.

Included in the Civil Liability Pack +

Medical Civil Liability

If you are a medical or paramedical student, the medical civil liability insurance -included in your guarantee - covers you during first years of study, in internship, when you are on call or giving medical care in a hospital, clinic or private medical practice.

Up to the 6th year of study.

Included

Worldwide assistance coverage

Has you covered when travelling abroad. Repatriation and medical transportation in the event of an accident or illness. Reimbursment of medical expenses abroad.